Financing 

GET CASH

A Cash-Out Refinance turns your home’s equity
into cash allowing you to:

• Upgrade Your Kitchen
• Renovate Your Master Bedroom
• Finish Your Basement
• Build Your Backyard Patio

Using funds from a Cash-out Refinance to consolidate debt may result in the debt taking longer to pay off as it will be combined with borrower’s mortgage principle amount and will be paid off over the full loan term. Contact Rate for more information.

GET CREDIT

A Home Equity Line of Credit (HELOC) gives you access to a lower interest credit line.

• Consolidate high-interest rate debt
• Pay for home improvements
• Fund a deposit on a new home
• Tap into home equity without impacting your original home loan rate

For important eligibility restrictions and requirements as well as additional information about Rate’s HELOC options, go to

https://www.rate.com/heloc

Get a Construction Loan

A One-Time Close Loan, also known as a Single Close Loan, allows you to finance the construction of your new home from the ground up, covering everything from purchasing land to building costs, all under one loan.

Unlike traditional construction loans that require separate loans and multiple rounds of paperwork and closing costs, a One-Time Close Construction Loan consolidates all these steps into one. You apply once, get approved, and pay a single set of closing costs, making it easier and often more cost-effective to build your perfect home exactly as you envision it.